Usually, getting to use a VIP airport lounge while waiting at the Singapore Changi airport or other airports is a rare privilege that only business class and first class travellers can enjoy. Not only do you get to relax in style before you fly, there may be other extra amenities in the VIP airport lounges such as free food and beverages, shower area and wi-fi, among others. But, did you know that you can also use such VIP lounge facilities for free even when travelling on economy class? We kid you not.

Those who have always wanted to get into VIP airport lounges in Singapore and abroad can, in fact, gain access into these oh-so-luxurious and exclusive lounges without having to fork out anything if you own certain credit cards. If you are someone who wants to have the enjoyment of relaxing in such an exclusive lounge without paying an arm or a leg for business class tickets, be sure to see below GET.com's list of the 4 best credit cards with free VIP airport lounge access.

Citibank Credit Cards

1. Citi PremierMiles Visa Card

Citi PremierMiles Visa Card is a great choice for those who travel frequently and want to earn miles that can be used to offset their travel costs. Cardholders can earn miles on both local and overseas spending. You can earn 2 Citi Miles for each $1 spent overseas and 1.2 Citi Miles for each $1 spent in Singapore.

This card allows you to earn rebates of up to 10% when you shop at any of their over 300 participating retailers besides letting you earn miles that do not expire quickly! Additionally, thanks to Visa payWave, this card lets you enjoy the convenience of paying contactless with just a wave for transactions under $100. How convenient is that?

Just in case you're curious, Citi PremierMiles Visa Card allows you to withdraw cash worldwide from over 500,000 Visa PLUS ATMs across the globe, making it even more convenient for you when you explore the world!

Citi PremierMiles Visa Card also allows you to spoil yourself with complimentary access to more than 1000 members-only Priority Pass airport lounges twice yearly! You can use these VIP lounges to access phones, fax machines, the internet and even conference rooms. But note that the principal cardholder can bring his/her companion into the lounge though this counts as an one separate visit.

If you already used up the entitlement of 2 complimentary visits per calendar year, each visit will set you back at USD$27 per person (or the prevailing rate), chargeable to your Citi PremierMiles Visa Card account.

Annual fee: $192.60 annual fee (first year waived) (10,000 bonus miles upon renewal)

Minimum income requirement: $30,000 per annum

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Citi PremierMiles Visa Card

Citi PremierMiles Visa Card

APPLY NOWAt Citibank's secure website
  • Earn 30,000 Citi Miles* when you apply for a Citi PremierMiles Visa Card and spend S$7,500 within 3 months from date of card approval. Promotion is valid till 31 January 2019. Subject to payment of 1st year card annual fee.
  • Earn up to 7 Citi Miles per $1 spent on Agoda.com/bonusmile. Valid till 31 January 2019.
  • Earn 3 Citi Miles per $1 spent on Expedia bookings on Expedia.com.sg/bonusreward. Valid till 31 May 2019.
APPLY NOWAt Citibank's secure website
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan.26% per annum$192.60 (first year annual fee waiver)S$30,000 for Singaporean, Singapore PR; and S$42,000 for Foreigners

2. Citi Prestige Card

From earning Citi Dollars on local spending and on overseas spending, Citi Prestige Card is a rewards credit card that benefits cardholders by letting them earn rewards which can even be exchanged for air miles.

Just like what its name suggests, Citi Prestige Card is prestigious in its own right. Unlike Citi PremierMiles Visa Card and Citi PremierMiles American Express® Card mentioned above, Citi Prestige Card entitles cardholders (and one guest) unlimited, complimentary access to hundreds of VIP airport lounges all around the world through Priority Pass!

Citi Prestige Card allows cardholders to earn 1.3 miles (or 3.25 Citi Dollars) for every dollar spent locally; 2 miles (or 5 Citi Dollars) for every dollar spent overseas (i.e. spending must be denominated in a currency aside from the Singapore Dollar); and an additional annual Relationship Bonus (denominated in Citi Dollars) based on a cardholder's annual retail purchase and depth of relationship with Citi.

These Citi Dollars never expire, so you can be sure that you'll be able to redeem your Citi Dollars for cash rebates or miles on your favourite frequent flyer programmes without having to rush into it!

Annual fee: $535 annual fee (inclusive of GST)

Minimum income requirement: $120,000 per annum

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Citi Prestige Card

Citi Prestige Card

  • Receive a Welcome Gift of 62,500 Citi Dollars (25,000 Miles) when you apply for a Citi Prestige Card and upon payment of the annual fee.
  • Unlimited Airport Lounge Access.
  • Global Concierge.
  • Earn 5 Citi Dollars (=2 Miles) for every S$1 spent overseas, and 3.25 Citi Dollars (=1.3 Miles) for every S$1 spent locally.
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan.26% per annum$535$120,000 p.a.
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  • Basic Card annual fee: $535 (inclusive of GST).

DBS Credit Card

3. DBS Altitude Visa Signature Card

If you are someone who travels very frequently, you'll be quite happy to get your hands on DBS Altitude Visa Signature Card. The more you spend, the more you earn. A sweet thing about this card is the fact that your points never expire!

DBS Altitude Visa Signature Card allows you to earn 2 miles for every $1 spent overseas; 1.2 miles for every $1 spent locally and 3 miles for every $1 spent on all online flight and hotel transactions (capped at $5000 per month) such as those from Singapore Airlines, SilkAir, Cathay Pacific, Qatar Airways, JetStar and more!

You get to enjoy exclusive jet-setter privileges such as 2 complimentary Global Airport Lounge Access visits to over 700 airport airport VIP lounges worldwide regardless of the airline or the class you fly within each 12-month period of Priority Pass Membership; get up to $1 million travel accident insurance coverage for you and your family members; and you also have access to the DBS Altitude Butler Service anytime, from anywhere in the world.

In addition, you'll also enjoy a myriad of shopping and dining privileges via DBS Rewards and DBS Indulge and Visa Signature privileges.

If you're looking to earn miles so that you could redeem them thereafter, consider paying the annual fees in the subsequent years after the first (annual fee is waived if you spend over $25,000 a year) - you'll receive free 10,000 bonus miles simply for doing so, while spending $192.60 overseas will earn you only 385.2 miles in comparison!

Annual fee: $192.60 annual fee (you'll also receive a waiver when your annual spend exceeds $25,000)

Minimum income requirement: $30,000 per annum

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DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

  • S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month).
  • S$1 = 2 miles on overseas spend (in foreign currency).
  • S$1 = 1.2 miles on local spend What’s more, your miles never expire!
25.90% p.a.$192.60 (waived 1 year)$30,000 per annum ((Singaporean and PR); S$45,000 and above per annum (Foreigner)

HSBC Credit Card

4. HSBC Visa Infinite Credit Card

HSBC Visa Infinite Credit Card is highly exclusive as you can get your hands on it only by invitation. Yes, and you must be making at least $250,000 per year to say the least.

HSBC Visa Infinite Credit Card is amazing if you value seamless travel with a peace of mind and infinite luxury tagged to it.

You get to travel in style with their one-way limousine transfer to the airport (minimum 1 day advance booking required), enjoy complimentary, automatic worldwide travel insurance coverage for you and your loved ones of up to US$2 million when you charge the full travel expense to your HSBC Visa Infinite Credit Card, enjoy expedited immigration clearance in major airports within the Asia region and enjoy free access to over 700 VIP airport lounges globally without the need for any prior reservation (including your supplementary cardholder/s)!

Do note that charges apply when you bring in guests. It costs $35 per guest, per visit though if you're an owner of this card, $35 probably doesn't make a world of difference to your bank account.

Plus, you get to earn up to 2.25 air miles for every $1 spent! For instance, in your first year of membership, you can receive 30,000 air miles which can be redeemed for a pair of return tickets to Bali or one return ticket to Hong Kong or Taiwan on Singapore Airlines, if you spend $10,000 locally and $10,000 overseas. Now, that sure makes traveling more compelling, doesn't it?

Nevertheless, note that all air miles are credited in the form of HSBC Rewards Points. In order to convert your Rewards Points to miles, an annual cost of $40 (subject to GST) for enrolment into HSBC's Mileage Programme applies!

Also, what's not to love when you get to enjoy an entire world of privileges ranging from gourmet delights, golfing privileges, rewards at selected designer boutiques, and luxury accommodation privileges?

Minimum income requirement: $250,000 per annum