If you prefer to be in control rather than taking risks, you have probably already purchased travel insurance before a holiday or business trip. Getting travel insurance makes a lot of sense.

Have you ever thought of how much it would cost to transport you to suitable medical facilities if you were to suddenly become ill or have a serious accident while travelling in a country with poor medical facilities?

Who would take care of your family if, in the worst case, you were to suffer a fatal airline accident? How would you buy new clothes and other basics if your luggage was delayed?

But before you blow a lot of money on travel insurance every time you take a trip, you should know that some of the best credit cards give you complimentary travel insurance when you use them to pay for your trip.

We at GET.com will show you our pick of the 2 best travel credit cards in Singapore that offer the most comprehensive travel insurance coverage along with other travel benefits.

There are big differences in the actual insurance coverage you get with different credit cards and some don't give you travel insurance at all.

Quite a few cards give you travel accident insurance, which pays out a benefit if you are seriously disabled or if you die in an airline accident.

But the best credit cards with travel insurance cover you in many different situations. These may include luggage loss or delays, flight delays or cancellations, loss of travel documents and unexpected medical and dental emergencies.

Some cards even cover the cost of emergency transportation to medical facilities or even back to Singapore should an unexpected medical emergency arise during your trip.

Another rare, but useful benefit is trip interruption and cancellation coverage, which reimburses you up to a certain amount if you have to unexpectedly cancel a trip that you have already paid for.

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Citi PremierMiles Visa Card

Citi PremierMiles Visa Card

APPLY NOWAt Citibank's secure website
  • Earn 30,000 Citi Miles* when you apply for a Citi PremierMiles Visa Card and spend S$7,500 within 3 months from date of card approval. Promotion is valid till 31 March 2019. Subject to payment of 1st year card annual fee.
  • Earn up to 7 Citi Miles per $1 spent on Agoda.com/bonusmile. Valid till 31 July 2019.
  • Earn 3 Citi Miles per $1 spent on Expedia bookings on Expedia.com.sg/bonusreward. Valid till 31 May 2019.
APPLY NOWAt Citibank's secure website
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan.26% per annum$192.60 (first year annual fee waiver)S$30,000 for Singaporean, Singapore PR; and S$42,000 for Foreigners
HSBC Visa Infinite Credit Card

HSBC Visa Infinite Credit Card

  • Welcome gift: 35,000 air miles (redeemable with over 30 leading airlines).
  • Access to 700 VIP airport lounges globally.
  • 1 complimentary limousine transfer and 1 expedited immigration clearance with every $2,000 spent on eligible purchases in a month, up to 24 times each in a calendar year.
2.50% p.a. for 6 months on balance transfers or 4.88% p.a. for 12 months on balance transfers both with a processing fee of $8825.9% p.a.$250,000
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  • By invitation only.
  • $250,000 annual income required.