With so many different credit cards offered by Singapore banks, picking the right card for ourselves can be a pretty daunting task. If you're new to the world of credit cards, perhaps it'll be helpful for you to first consider whether you need a credit card before checking out these 3 credit card mixes that best suit your personality.

Here, we at GET.com share with you our picks for the top 2 most fuss-free credit cards anyone who can't be bothered to keep track of every transaction (and its associated perks) will fully appreciate.

Top 2 Singapore Credit Cards For Hassle-Free Rewards And Savings

1. The American Express® True Cashback Card

The American Express® True Cashback Card is an accessible cashback credit card that you can consider getting if you make at least $30,000 per annum.

There's absolutely no fuss when it comes to utilising this card as it is extremely straightforward. It lets you to earn a flat rate of 1.5% cashback on all your purchases, without any minimum spend required nor any limit on the amount of cashback you can earn. This really is the most hassle-free cashback card on the market.

Also, as an introductory offer, cardholders will enjoy 3% cashback on up to $5,000 spend in the first 6 months as well as a credit card fee waiver for the first year.

Although you do not get to enjoy a whole host of benefits unlike other more complicated cards, you will still enjoy dining, shopping, and entertainment perks at select merchants in Singapore and worldwide. This flexible cashback card has a $171.20 annual fee (waived for the first year).

Read our The American Express® True Cashback Card review to find out more.

2. The American Express® Singapore Airlines KrisFlyer Credit Card

The American Express® Singapore Airlines KrisFlyer Credit Card is a miles card that would be apt for those who like to earn, accumulate and redeem their miles without any hassle. All your KrisFlyer miles earned with this card will be conveniently credited right into your KrisFlyer account without you paying any extra money or spending time trying to figure out how to go about doing it.

Cardholders will earn 1.1 KrisFlyer mile for every $1 spent on all your eligible purchases and 2 KrisFlyer miles for every $1 equivalent in foreign currency spent overseas during the calendar months of June and December.

If you're a patriotic traveller, you will get to earn 2 KrisFlyer miles for every dollar spent on singaporeair.com, silkair.com, KrisShop and at SilkAir SkyShop, both in-flight and online.

This accessible card that requires that you make at least $30,000 or more per year has a $176.55 annual fee (waived the first year).

Read our The American Express® Singapore Airlines KrisFlyer Credit Card review to find out more.

So, Are These Cards For You?

That's really up to you to decide because there are just so many different credit cards out there. Just to name a few, you've got rewards credit cards, petrol credit cards, travel credit cards, groceries credit cards and more.

Contrary to all the chillness (read: laziness) that people like me look for when it comes to credit cards, some may actually feel the adrenaline rush of always being on the ball sifting through T&Cs while keeping track of their reward points or miles.

If this literally spells you, be sure to read about the credit cards that give you reward points or miles that never ever expire and the other 4 credit cards that reward you with reward points or miles that will expire.