Spending money on things like fashion shopping, buying groceries, getting beauty treatments and eating at restaurants is probably a big part of your life. Most of us spend a good deal of money on our living expenses, without even realising that we could be getting more for every dollar we spend.

Using cashback credit cards that let you earn rebates on spending is the easiest way to get more for your money.

But how much money can you really save using a cashback card? Is it even worth it?

To help you GET more for your money, we at GET.com have picked out the best credit cards for all those things that you are likely to spend money on, so that you can get the highest cash rebates!

GET.com's Best Cashback Credit Cards For Women In Singapore

Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
Citibank Rewards Card VISA

Citibank Rewards Card VISA

APPLY NOWAt Citibank's secure website
  • Apply now and get up to S$120 cash back as you spend. Valid for online applications from 1st July 2018 to 31st December 2018 (both dates inclusive), new Citi cardmembers only.
  • Earn 10X Rewards (10 points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites*.
  • Earn up to 10% Citi Rebate at over 300 locations (including Starbucks and Sheng Siong) on top of your other card benefits.
APPLY NOWAt Citibank's secure website
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with an upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan26% p.a.$192.60 waived the first yearS$30,000 per annum (Singaporeans and PRs); S$42,000 per annum (Foreigners)
HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

APPLY NOWAt HSBC's secure website
  • Welcome gift for new cardholder: Choice of American Tourister Caravan 70cm TSA luggage worth S$260 or S$100 cash back (Must not hold any existing Card*; Did not cancel any Card within last 12 months*; and Charge a minimum of S$600 in Qualifying Transactions within a month of Card Account Opening Date.) | Welcome gift for existing cardholder: S$50 cash back ( Existing Card must be issued more than 24 months earlier*; Did not cancel any Card within last 12 months*; and Charge a minimum of S$600 in Qualifying Transactions within a month of Card Account Opening Date.).
  • Up to 5% cash rebates on groceries.
  • Up to 5% cash rebates on petrol.
APPLY NOWAt HSBC's secure website
2.50% p.a. for 6 months on balance transfers or 4.88% p.a. for 12 months on balance transfers both with a processing fee of $8825.9%$180 (First 2 years waiver)S$30,000 for Singaporeans and Permanent Residents. S$40,000 for self-employed and foreigners.
Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card

APPLY NOWAt Standard Chartered's secure website
  • Apply now to get S$100 cashback or S$150 in Prime Now Credits. Available 1 September 2018 to 31 January 2019, if you are a new credit cardholder. Plus, up to an additional S$100 when you spend on your new card. Available from 3 October 2018 to 14 February 2019, terms and conditions apply.
  • 1.5% cashback on all spend.
  • No cashback cap, no minimum spend.
APPLY NOWAt Standard Chartered's secure website
Get cash at 0%* p.a. interest for 6 months at a 1.99% processing fee (EIR from 4.12% p.a.) on the approved loan amount when you transfer funds from your Standard Chartered Credit Card. Visit on.sc/funds-transfer. T&Cs apply. With Funds Transfer, you can (i) transfer funds into any bank's current or savings account; (ii) pay your credit card bills from other banks; and (iii) pay your loan from other banks.25.9% per annum$192.60 w/GST (waived for first 2 years)Singapore Citizens and Permanent Residents: S$30,000, Foreigners with Employment Passes: S$60,000
Standard Chartered Spree Credit Card

Standard Chartered Spree Credit Card

APPLY NOWAt Standard Chartered's secure website
  • Apply now to get S$100 cashback or S$150 in Prime Now Credits. Available 1 September 2018 to 31 January 2019, if you are a new credit cardholder. Plus, up to an additional S$100 when you spend on your new card. Available from 3 October 2018 to 14 February 2019, terms and conditions apply.
  • Up to $60 cashback monthly, no min spend.
  • 3% cashback on online transactions in foreign currency and vPost transactions
APPLY NOWAt Standard Chartered's secure website
Get cash at 0%* p.a. interest for 6 months at a 1.99% processing fee (EIR from 4.12% p.a.) on the approved loan amount when you transfer funds from your Standard Chartered Credit Card. Visit on.sc/funds-transfer. T&Cs apply. With Funds Transfer, you can (i) transfer funds into any bank's current or savings account; (ii) pay your credit card bills from other banks; and (iii) pay your loan from other banks.25.9% per annum$192.60 including GST (waived for first 2 years)S$30,000 p.a. (Singaporeans and PR), S$60,000 p.a. (Foreigners with Employment Passes)
We least like
  • The maximum Cashback awarded for any month is capped at S$60 per SingPost Spree Card account.
Citi Cash Back Card

Citi Cash Back Card

APPLY NOWAt Citibank's secure website
  • Apply now and get up to S$120 cash back as you spend. Valid for online applications from 1st July 2018 to 31st December 2018 (both dates inclusive), new Citi cardmembers only.
  • Petrol: up to 20.88% fuel savings at Esso & Shell, and 8% cash back at petrol stations worldwide.
  • Dining: 8% cash back at restaurants, cafés, bars worldwide daily.
APPLY NOWAt Citibank's secure website
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan.26% per annum$192.60 (first year annual fee waiver)For Singaporeans and PRs, minimum annual income of $30,000, for foreigners $42,000.
We least like
  • High cash back rates only if you accumulate a total retail spend of S$888 or more in a statement month.
  • Base cash back rate stands at 0.25%. Additional 7.75% cash back on Dining, Groceries & Petrol spend is capped at S$25 cash back per category per statement month.
The American Express<sup>®</sup> True Cashback Card

The American Express® True Cashback Card

APPLY NOWAt American Express' secure website
  • American Express Selects gives you exclusive dining privileges all around the world, all year round.
  • As an introductory offer you will enjoy 3% Cashback on up to a total of $5,000 spend for the first 6 months plus a fee waiver for the first year.
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
APPLY NOWAt American Express' secure website
24.99% p.a.S$171.20 (inclusive of GST) First Year Fee WaiverFor Singapore Citizens and Residents, you have earnings which provide an income of over $30,000 p.a.
HSBC's Revolution Credit Card

HSBC's Revolution Credit Card

APPLY NOWAt HSBC's secure website
  • Welcome gift for new cardholder: Choice of American Tourister Caravan 70cm TSA luggage worth S$260 or S$100 cash back (Must not hold any existing Card*; Did not cancel any Card within last 12 months*; and Charge a minimum of S$600 in Qualifying Transactions within a month of Card Account Opening Date.) | Welcome gift for existing cardholder: S$50 cash back ( Existing Card must be issued more than 24 months earlier*; Did not cancel any Card within last 12 months*; and Charge a minimum of S$600 in Qualifying Transactions within a month of Card Account Opening Date.).
  • 5x Rewards on online transactions, local dining transactions, local entertainment transactions.
  • Earn 1 Rewards point with every S$1 you spend on all other transactions.
APPLY NOWAt HSBC's secure website
2.50% p.a. for 6 months on balance transfers or 4.88% p.a. for 12 months on balance transfers both with a processing fee of $8825.9% p.a.S$150 waived for the first 2 yearsS$30,000 p.a. (Singapore Citizens and PR)
Maybank Family & Friends Card

Maybank Family & Friends Card

APPLY NOWAt Maybank's secure website
  • Apply for 2 new Maybank Credit Cards and CreditAble, and charge a minimum of S$500 to your Credit Card and/or withdraw from your CreditAble Account within the first two months of approval to receive Samsonite Orfeo 69cm Spinner worth S$420.
  • Earn 8% cash rebates on groceries, transport and selected merchants with min. S$1,000 spend per calendar month.
  • Otherwise, earn 5% cash rebates at the same merchants with min. S$500 spend per calendar month.
APPLY NOWAt Maybank's secure website
24% p.a.S$80S$30,000 for Singapore Citizen or Singapore Permanent Resident
We least like
  • 24% interest per annum for purchases.
OCBC 365 Credit Card

OCBC 365 Credit Card

  • Up to 23% fuel savings at Caltex petrol stations.
  • 6% cashback on weekend dining locally.
  • 3% cashback on dining worldwide, online spending, groceries & recurring telco bills.
Transfer your outstanding balances on any other bank's credit card or credit line to OCBC at 0% nominal interest rate for 3/6/12 months with upfront processing fee starting at 1.80%26.88% per annum$192.60 a year (First 2 years free)S$30,000 and above for Singaporeans and Singapore PRs, S$45,000 and above for foreigners
We least like
  • Minimum of $600 in transactions in a calendar month to earn extra cash back.
  • If you spend less than S$600, a flat 0.3% cashback is awarded.
  • Cashback amount is capped at S$80 per calendar month.
CIMB Visa Signature

CIMB Visa Signature

  • 10% cash rebate on online shopping in foreign currencies.
  • 10% cash rebate on wine and dine related purchases.
  • No annual fee.
25.5% p.a.No annual feeSingaporean and Singapore PR: S$30,000
We least like
  • 10% cash rebate is capped at $60 per month. To qualify for the 10% cash rebate, a minimum spend of $500 and 8 transactions of $30 or more within the same statement month is required.
  • Upon reaching the cap, 0.2% cash rebate applies.
CIMB Platinum MasterCard

CIMB Platinum MasterCard

  • 10% cash rebate on travel, and health, beauty and wellness on your CIMB Platinum MasterCard.
  • Unlimited 0.2% cash rebate on all other spend.
  • 0% admin fee^ on foreign currency transactions.
25.5% p.a.no annual feeSingaporean and Singapore PR: S$30,000
We least like
  • 10% cash rebate is capped at $60 cash back per month.
  • To qualify for 10% cash rebate, a minimum spend of $500 with at least 8 transactions of $30 or more each statement month is required.
UOB One Card

UOB One Card

  • Additional 10% rebate on mobile payment transactions for Cardmembers who have successfully registered for the promotion, subject to a cap of S$50.00. For a limited time only. Other terms apply.
  • Enjoy up to 5% cash rebate based on a spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$300.
  • Enjoy up to 3.33% cash rebate based on a spend of S$500 or S$1,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively.
25% p.a.$192.60 waived first yearS$30,000 p.a. (Singaporean/PR). S$40,000 p.a. (Foreigners)
POSB Everyday Card

POSB Everyday Card

  • Up to 15% cash rebates on dining*EXTENDED*, overseas spend*NEW* and transport.
  • Get up to 20.1% savings on petrol at SPC.
  • Groceries Get 5% cash rebate when you shop for your groceries at Sheng Siong. - Get 3% cash rebate at the leading personal care store Watsons.
25.90% p.a.$192.60 (1 year annual fee waiver)S$30,000 (Singaporean), S$45,000 (Foreigner)
BOC Family Card

BOC Family Card

  • Enjoy cash rebate of up to S$1,440 a year!
  • 7% cashback on dining locally and overseas
  • 5% cash back on: Online purchases, Supermarkets, Hospital bills, NETS FlashPay Auto Top Up (first 4 top-ups), Selected Merchants: BEST Denki, BIG BOX, Unity Pharmacy, Watsons and Toys ‘R’ Us
25.88% per annum$150 per annum (waived 1 year) and $75 per annum for supplementary card (waived 1 year)S$30,000 for Singaporeans, S$60,000 for Foreigners
We least like
  • $500 minimum monthly spending required to earn cashback.
  • Monthly cash rebate for BOC Family Card is capped at S$100 per billing cycle (Family Cash Rebate for online purchases is capped at S$30).