Bank Of China (BOC). This Chinese bank is one of the largest banks in the world in terms of market capitalization and has been established in Singapore since 1936. BOC issues credit cards that are particularly helpful to those of you who travel to China often, as its cards often provide special privileges and rewards for purchases there. It also offers BOC home loans and personal loans.

GET.com's best BOC cards

Best ForCredit Card
Cash RebatesBOC Family Card
RewardsBOC World MasterCard
StudentBOC F1RST Card

As a leading credit card issuer, BOC offers rewards credit cards, travel credit cards, business credit cards and student cards among others. As well as cards running on the Visa payments network, this bank also issues UnionPay credit cards. UnionPay credit cards are accepted throughout the world and more importantly, they are the most widely accepted cards in China.


Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
BOC Family Card

BOC Family Card

  • Enjoy cash rebate of up to S$1,440 a year!
25.88% per annum$150 per annum (waived 1 year) and $75 per annum for supplementary card (waived 1 year)S$30,000 for Singaporeans, S$60,000 for Foreigners
We least like
  • $500 minimum monthly spending required to earn cashback.
  • Monthly cash rebate for BOC Family Card is capped at S$100 per billing cycle (Family Cash Rebate for online purchases is capped at S$30).


Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
BOC World MasterCard

BOC World MasterCard

  • 3X Reward Points on overseas spend.
28.88% per annumS$190 (waived for 2 years)S$80,000 p.a.

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BOC Shop! Card

BOC Shop! Card

  • Enjoy 1% cash rebate on all purchases when your monthly statement spend is above S$1,000
  • Otherwise, earn 0.5% cash rebate for total amount spent S$1,000 and below
  • Enjoy two-year annual fee waiver worth S$300 p.a. for principal card and S$150 p.a. for supplementary card.
28.88% per annumS$150 (2 year annual fee waiver)Annual income of S$30,000 and above. For foreigners, annual income of S$60,000 and above

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BOC Sheng Siong Card

BOC Sheng Siong Card

  • Enjoy up to 12% cash rebate at Sheng Siong all year round.
25.88% per annumFirst year annual fee waiver worth S$30 p.a. for principal card and S$15 p.a. for supplementary cardS$30,000 p.a. for Singaporeans, S$60,000 p.a. for foreigners


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BOC F1RST Card

BOC F1RST Card

  • Enjoy 0.5% cash rebates for total amount billed in your monthly statement, subject to a maximum spend of S$500.
28.88% per annumS$150 with 2-year annual fee waiverNo minimum income required for students; Minimum annual income of S$18,000 for working adults.

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BOC Great Wall Platinum Card

BOC Great Wall Platinum Card

  • With 3X Bonus Points on all overseas spending, the BOC Great Wall Platinum Card puts you on the fast track to redeem the latest gadgets, attractive merchandise, dining vouchers and cash rebates from the BOC Rewards programme.
  • Enjoy maximum financial flexibility and freedom by choosing to pay your current month's spending via interest-free installments from 3 months to 18 months. Subject to a minimum amount of S$500 and 2% processing fee (minimum S$20). A penalty of S$100 is applicable upon premature termination. Other terms and conditions apply.
  • Get cash at NO INTEREST for 3 or 6 months to satisfy your heart's desire. Transfer funds to any of your credit cards, credit lines or bank accounts.
25.88% per annumS$190S$30,000 (Singaporeans), S$60,000 (Foreigners)

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BOC Dual Currency Diamond Card

BOC Dual Currency Diamond Card

  • No annual fees for 2 years.
  • Enjoy a waiver of currency exchanges fees for all your transactions in RMB.
  • Be on the fast track to redeem the latest gadgets, dining vouchers and cash rebates from the BOC Rewards programme, with 2X Bonus Points on all your overseas spend (excluding transactions in RMB).
25.88% per annumS$190 (waived 2 years)S$50,000 and above per annum

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BOC Travel Card

BOC Travel Card

  • Double rewards for overseas purchases.
  • No annual fees for 2 years.
  • Exclusive travel privileges.
25.88% p.a.S$190 waived for 2 yearsS$30,000 (Singaporeans), S$60,000 (Foreigners)

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BOC SCCCI Great Wall Affinity Card Platinum

BOC SCCCI Great Wall Affinity Card Platinum

  • Privileges at over 17,000 Merchants in Mainland China, Hong Kong, Macau and Singapore.
  • With 2X Bonus Points on all overseas spending, the BOC-SCCCI Great Wall Affinity Card Platinum puts you on the fast track to redeem the latest gadgets, attractive merchandise, dining vouchers and cash rebates from the BOC Rewards programme.
  • Never pay annual fees for your BOC SCCCI Great Wall Affinity Platinum Card, and get a complimentary BOC Great Wall Platinum MasterCard with 3 Years Fee Waiver.
25.88% per annumNo annual feeS$30,000 (Singaporeans), S$60,000 (Foreigners)
We least like
  • Singapore Chinese Chamber of Commerce & Industry (SCCCI) members only.

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BOC Chinese Scholars & Students Association Platinum Elite Card

BOC Chinese Scholars & Students Association Platinum Elite Card

  • Welcome vouchers worth S$1,000.
  • Up to 2x bonus points for overseas spending.
  • Exclusive 35% off on Travel Safe by China Insurance.
25.88% per annumWaived perpetuallyS$30,000 p.a. (Singaporeans), S$60,000 p.a. (Foreigners)

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Bank of China Great Wall International Debit Card

Bank of China Great Wall International Debit Card

Bank of China Great Wall International Debit Card
  • Be rewarded for every purchase you make. Enjoy 0.1% cash rebate with a minimum spend of S$100 monthly! There is no capped amount for cash rebate when you use your Debit Card in Singapore and overseas. So the more you spend, the more you save!
No annual fee
We least like
  • Applicants must be at least 16 years old and hold SGD savings account, SGD current account, Multi-Currency Savings account (with SGD sub account) or Future Savers account (Main Applicant).

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BOC UnionPay Dual Currency Debit Card

BOC UnionPay Dual Currency Debit Card

BOC UnionPay Dual Currency Debit Card
  • Enjoy unlimited cash rebate of 0.3%* for all local and overseas transactions so start spending today! *Valid for a monthly spend of at least S$100 with a minimum deposit of S$1,500 and/or a monthly spend of at least RMB 500 with a minimum deposit of RMB 7,500 in the account.
No annual fee ever

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BOC Visa Infinite Card

BOC Visa Infinite Card

BOC Visa Infinite Card
  • Abroad and locally, the BOC Visa Infinite Card empowers you like no other, with the waiver of 1.5% currency exchange fees on all overseas transactions, and 1% cash rebate on all purchases in Singapore.
28.88% per annum$350 waived first year$120,000 p.a.