Find a credit card in Singapore that's right for you

Compare the best credit cards in Singapore at GET.com. Whether you are a frequent traveller looking for an air miles credit card or simply looking to save with a cashback credit card, we've got you covered. We have done the homework, looked through the fine print and shortlisted the best credit cards in Singapore here, ranging from rewards cards to rebate cards. Apply online and start saving soon!

Credit CardFeaturesIntro Interest P.A.Standard Interest P.A.Annual FeeMinimum IncomeWe least likeRelated links
The American Express<sup>®</sup> True Cashback Card

The American Express® True Cashback Card

APPLY NOWAt American Express' secure website
The American Express<sup>®</sup> True Cashback Card
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  • 4.79/5
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  • American Express Selects gives you exclusive dining privileges all around the world, all year round.
  • As an introductory offer you will enjoy 3% Cashback on up to a total of $5,000 spend for the first 6 months plus a fee waiver for the first year.
  • First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
APPLY NOWAt American Express' secure website
24.99% p.a.S$171.20 (inclusive of GST) First Year Fee WaiverFor Singapore Citizens and Residents, you have earnings which provide an income of over $30,000 p.a.
Citi PremierMiles Visa Card

Citi PremierMiles Visa Card

APPLY NOWAt Citibank's secure website
Citi PremierMiles Visa Card
  • Our Rating:
  • Our Rating:
  • 4.50/5
  • User Rating:
  • 5.00/5
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  • Earn up to 10 Citi Miles per S$1 spend on online travel bookings. Pay directly with miles for flights, hotels and more.
  • Travel with miles that never expire.
  • No caps on miles earned
APPLY NOWAt Citibank's secure website
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan.26% per annum$192.60 (inclusive of GST)$50,000 per annum
The American Express<sup>®</sup> Singapore Airlines KrisFlyer Credit Card

The American Express® Singapore Airlines KrisFlyer Credit Card

APPLY NOWAt American Express' secure website
The American Express<sup>®</sup> Singapore Airlines KrisFlyer Credit Card
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  • 4.80/5
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  • Receive 5,000 KrisFlyer miles upon first spend on Card. Get an additional 7500 bonus KrisFlyer miles when you spend S$2,500 within 3 months of card approval. Apply and receive approval between 21st July and 31st December 2017 (both dates inclusive) to be eligible.
  • Win a pair of Business Class tickets to 12 exciting destinations over 12 months with American Express and Singapore Airlines. Find out more at amex.co/12monthsdraw.
  • Receive 1,500 KrisFlyer miles each, for the first two approved Supplementary Cards. This offer is only applicable to any co-branded American Express® Singapore Airlines Credit Card Members whose new Supplementary Card is applied and approved between 1 October 2017 to 31 December 2017 (both dates inclusive). The Supplementary Card Bonus of 1,500 KrisFlyer miles will be awarded for each approved Supplementary Card, capped at 3,000 miles per Card Member.
APPLY NOWAt American Express' secure website
24.99% per annum$176.55 (waived 1 year)$30,000 ($60,000 for expatriates)
HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

APPLY NOWAt HSBC's secure website
HSBC Visa Platinum Credit Card
  • Our Rating:
  • Our Rating:
  • 4.75/5
  • User Rating:
  • 5.00/5
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  • Receive up to $160 cashback: $120 for new customers / $50 for existing customers. Additional $20 for supplementary card sign up. Additional $20 for online sign up.
  • Up to 5% cash rebates on groceries.
  • Up to 5% cash rebates on petrol.
APPLY NOWAt HSBC's secure website
2.50% p.a. for 6 months on balance transfers or 4.88% p.a. for 12 months on balance transfers both with a processing fee of $8825.9%$180 (First 2 years waiver)S$30,000 for Singaporeans and Permanent Residents. S$40,000 for self-employed and foreigners.
Maybank Family & Friends Card

Maybank Family & Friends Card

APPLY NOWAt Maybank's secure website
Maybank Family & Friends Card
  • Our Rating:
  • Our Rating:
  • 4.20/5
  • User Rating:
  • 5.00/5
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  • Apply for 2 new Maybank Credit Cards and CreditAble, and charge to your Credit Card and/or withdraw from your CreditAble Account a minimum of S$300 within the first month of approval to receive 1 pair of tickets to Universal Studios Singapore® and 2 pairs of tickets to Adventure Cove Waterpark™ worth S$304*
  • Earn 8% cash rebates on groceries, transport and selected merchants with min. S$1,000 spend per calendar month.
  • Otherwise, earn 5% cash rebates at the same merchants with min. S$500 spend per calendar month.
APPLY NOWAt Maybank's secure website
24% p.a.$80 (waived when you spend a minimum of S$12,000 p.a.)S$30,000 for Singapore Citizen or Singapore Permanent Resident; S$45,000 for Malaysian Citizen in employment for at least 1 year; S$60,000 for Foreigner in employment for at least 1 year
We least like
  • 24% interest per annum for purchases.
Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card

APPLY NOWAt Standard Chartered's secure website
Standard Chartered Unlimited Cashback Credit Card
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  • 4.70/5
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  • Exclusively for new credit cardholders, apply now and receive up to $138 cashback. Valid from 1 October till 31 December 2017. Terms apply.
  • Earn 1.5% cashback on all eligible spends with no cashback cap and no minimum spend.
  • The Unlimited Cashback Credit Card doubles up as your EZ-Link Facility enabled on it. Now you just need one card for all your needs.
APPLY NOWAt Standard Chartered's secure website
Get cash at 0%* p.a. interest for 6 months at a 1.99% processing fee (EIR from 4.12% p.a.) on the approved loan amount when you transfer funds from your Standard Chartered Credit Card. Visit on.sc/funds-transfer. T&Cs apply. With Funds Transfer, you can (i) transfer funds into any bank's current or savings account; (ii) pay your credit card bills from other banks; and (iii) pay your loan from other banks.25.9% per annum$192.60 w/GST (waived for first 2 years)Singapore Citizens and Permanent Residents: S$30,000, Foreigners with Employment Passes: S$60,000
Citibank Rewards Card VISA

Citibank Rewards Card VISA

APPLY NOWAt Citibank's secure website
Citibank Rewards Card VISA
  • Our Rating:
  • Our Rating:
  • 4.78/5
  • User Rating:
  • 4.00/5
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  • Apply now and get up to S$120 cash back as you spend. Valid for online applications from 1st July 2017 to 30th June 2018 (both dates inclusive), new Citi cardmembers only.
  • Earn 10X Rewards (10 points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites*.
  • Earn up to 10% Citi Rebate at over 300 locations (including Starbucks and Sheng Siong) on top of your other card benefits.
APPLY NOWAt Citibank's secure website
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with an upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan26% p.a.S$192.60 waived the first yearS$30,000 per annum (Singaporeans and PRs); S$42,000 per annum (Foreigners)
The American Express<sup>®</sup> Platinum Credit Card

The American Express® Platinum Credit Card

APPLY NOWAt American Express' secure website
The American Express<sup>®</sup> Platinum Credit Card
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  • 4.70/5
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  • Apply for an American Express Platinum Credit Card and pay the annual fee to receive a B&O Play H5 by Bang & Olufsen worth $379. You can also receive a 2D1N Stay at Dorsett Singapore worth $506.11 when you spend $5,000 within the first 6 months of Card Approval and a Samsonite Sigma 76cm Expandable Spinner worth $600 after spending an additional $2,500 within the first 6 months.
  • Love Dining @ Hotels offers you Savings of up to 50%* on food bills for unlimited visits at selected 5 star hotels around Singapore.
  • As part of the Love Dining @ Hotels programme, receive a complimentary The Far Card Classic Membership worth S$425 (inclusive of GST), which offers accommodation experiences as well as year-round savings of up to 50% on dining. The Far Card Classic Membership entitles you to special savings for unlimited visits at your choice of restaurants at Fairmont Singapore, Swissotel The Stamford Singapore and Swissotel Merchant Court.
APPLY NOWAt American Express' secure website
24.99% p.a.S$321S$50,000 p.a. (S$60,000 p.a. for expatriates)
Citi Cash Back Card

Citi Cash Back Card

APPLY NOWAt Citibank's secure website
Citi Cash Back Card
  • Our Rating:
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  • 4.77/5
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  • Don't have a Citi Credit Card yet? Apply now and get S$120 cash back as you spend.
  • Petrol: up to 20.88% fuel savings at Esso & Shell, and 8% cash back at all petrol stations worldwide.
  • Dining: 8% cash back at all restaurants, cafés, bars worldwide daily.
APPLY NOWAt Citibank's secure website
Transfer your outstanding balances on any other bank's credit card or credit line to Citibank at 0% nominal interest rate for 3/6/12 months with upfront service fee from 1.58%. Eligible for new Citibank customers who apply for Citibank Ready Credit account with minimum $500 loan.26% per annum$192.60 (first year annual fee waiver)For Singaporeans and PRs, minimum annual income of $30,000, for foreigners $42,000.
We least like
  • High cash back rates only if you accumulate a total retail spend of S$888 or more in a statement month.
  • Base cash back rate stands at 0.25%. Additional 7.75% cash back on Dining, Grab rides, Groceries & Petrol spend is capped at S$25 cash back per category per statement month.
Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card

APPLY NOWAt Standard Chartered's secure website
Standard Chartered Unlimited Cashback Credit Card
  • Our Rating:
  • Our Rating:
  • 4.70/5
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  • Exclusively for new credit cardholders, apply now and receive up to $138 cashback. Valid from 1 October till 31 December 2017. Terms apply.
  • Earn 1.5% cashback on all eligible spends with no cashback cap and no minimum spend.
  • The Unlimited Cashback Credit Card doubles up as your EZ-Link Facility enabled on it. Now you just need one card for all your needs.
APPLY NOWAt Standard Chartered's secure website
Get cash at 0%* p.a. interest for 6 months at a 1.99% processing fee (EIR from 4.12% p.a.) on the approved loan amount when you transfer funds from your Standard Chartered Credit Card. Visit on.sc/funds-transfer. T&Cs apply. With Funds Transfer, you can (i) transfer funds into any bank's current or savings account; (ii) pay your credit card bills from other banks; and (iii) pay your loan from other banks.25.9% per annum$192.60 w/GST (waived for first 2 years)Singapore Citizens and Permanent Residents: S$30,000, Foreigners with Employment Passes: S$60,000

How We Rate Credit Cards

At GET.com we compare credit cards and rate them objectively based on the credit card's features, interest rates and fees.

Cards are rated by our team based primarily on the basis of value for money to the cardholder. The GET.com team rates each card based on its annual fee, rewards, benefits, bonus, interest per annum, privileges and flexibility (in how benefits can be used and how rewards are earned and redeemed), and other card features.