HighlightsCredit Card Feature
Things We LikeEarn 10 miles/S$1 spend on Kaligo.com hotel bookings
Our Least FavouriteYou pay to have your miles transferred into frequent flyer programs
Our VerdictGreat travel card that is accessible despite all the travel perks it offers

DBS Altitude American Express® Card is a miles card from DBS, and they market it as the fastest way to fly anywhere. It definitely impresses with the high rate of miles you earn for travel bookings and on your overseas spending. You also get a nice bonus when you pay the annual fee, and perks like travel insurance add to its appeal.

In this review GET.com will go over the details of DBS Altitude American Express® Card and compare it to some of the top miles cards in Singapore to see how it competes.

Credit CardFeaturesIntro Interest p.a.Standard Interest p.a.Annual FeeMinimum IncomeWe least likeRelated links
DBS Altitude American Express<sup>®</sup> Card

DBS Altitude American Express® Card

  • Charge a minimum of S$25,000 to your DBS Altitude Card each year to receive annual fee waiver for the following year. Otherwise, get 10,000 bonus miles when you pay the annual fee of S$192.60 (including GST) to renew your membership.
  • S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month).
  • S$1 = 2 miles on overseas spend (in foreign currency).
  • S$1 = 1.2 miles on local spend What’s more, your miles never expire!
0% for balance transfers for up to 12 months.25.90% p.a.$192.60 (waived 1 year)$30,000

Things We Like About DBS Altitude American Express® Card

3 miles per $1 spent on all online flight and hotel transactions. That's a pretty sweet offer, since you can easily spend quite a bit on hotel and flight bookings. But in comparison, Citi PremierMiles Visa Card lets you earn up to 10 Citi Miles per S$1 spend on online travel bookings.

2 miles per $1 overseas spend so you get 2 miles for each $1 that you spend while travelling outside of Singapore. This is where UOB PRVI Miles American Express Card outperforms the DBS card, with 2.4 miles per dollar spent overseas.

1.2 miles per $1 for local spending. Earn 1.2 miles on each dollar you spend locally, which is the same amount that you earn with Citi PremierMiles Visa Card. UOB PRVI Miles American Express Card gives you 1.4 miles per $1 spent locally, so it may be the better choice if you don't travel often, but want to save miles towards a trip by spending locally.

Free 10,000 bonus miles with Annual Fee. This card has a $192.60 annual fee (waived 1 year), which is low compared to the $256.80 annual fee, waived for the first year that you pay for UOB PRVI Miles American Express Card. What I like about this DBS card is that you get 10,000 bonus miles each time you pay the annual fee, which helps cover the cost of the card.

Annual fee waiver. The card fee is waived for 1 year, so you can earn miles without paying for the card for a full year. If you charge $25,000 or more to DBS Altitude American Express® Card in a year, the card fee will be waived for that year.

Miles do not expire. You can collect your miles and redeem them when you choose, with no need to worry about losing your miles.

American Express Selects® privileges. This is one of the best reasons to get a card that's powered by American Express. You get access to all kinds of deals and privileges at restaurants and other merchants. You can get as much as 50% off the regular price with special offers!

DBS privileges. With this card you can enjoy regular offers and discounts from DBS. Save on hotel bookings, restaurant dining, movie tickets and more.

Travel insurance. This is another good reason to pay for your travel bookings with this card, as on top of the miles you earn you get travel accident insurance that gives you up to $1 million coverage.

Our Least Favourite Things About DBS Altitude American Express® Card

Your additional miles are capped. You only earn higher miles on the first $5,000 of travel bookings and flight spending each month. That's not too bad, as you can still earn up to 15,000 miles on flight and hotel bookings per month!

The DBS Frequent Flyer Programme fee of $42.80 that you will have to pay every year if you want to convert your Altitude Miles to airline frequent flyer miles. This extra fee can take a bite out of your miles savings each year. If you earn a lot of miles with this card then this fee won't bother you as much. UOB PRVI Miles American Express Card charges a $25 conversion fee each time you convert your miles, so which card is the best option depends on how often you convert miles to a frequent flyer programme.

How Other Cards Compare With DBS Altitude American Express® Card

Charge a minimum of S$25,000 to your DBS Altitude Card each year to receive annual fee waiver for the following year. Otherwise, get 10,000 bonus miles when you pay the annual fee of S$192.60 (including GST) to renew your membership.
Intro APR:0% for balance transfers for up to 12 months.
Regular APR:25.90% p.a.
Annual Fee:$192.60 (waived 1 year)
S$1 = 3 miles on online flight & hotel transactions (capped at S$5,000 per month).
Regular APR:25.90% p.a.
Annual Fee:$192.60 (waived 1 year)
Enjoy bonus 20,000 miles when you spend S$50,000 in a year.
Regular APR:25% per annum
Annual Fee:$256.80 first year card fee waiver

DBS Altitude American Express® Card brings top miles on travel bookings to Singaporeans who don't have a very high income.

DBS Altitude American Express® Card is, without a doubt, one of the best miles cards available in Singapore right now. It will suit you especially well if you spend a lot on airline and hotel bookings, or better yet, book through Kaligo.

We would have liked to see more travel insurance coverage and we don't completely understand why DBS has withheld the airport lounge benefit from the American Express version of this card. But considering the fact that you can apply with just $30,000 annual income, the miles you can earn with this card are hard to beat.