United Overseas Bank Limited (UOB) is one of the most established banks in Singapore, and offers a broad range of financial services. As well as providing personal loans of up to $200,000, it also offers UOB home loans for both private properties and HDB flats. This bank's expertise in the Singapore market has led to the creation of fine-tuned rewards and benefits programmes and their credit cards feel more local than some of the re-branded cards offered by foreign banks.

GET.com's best UOB cards

Best ForCredit Card
Cash RebatesUOB Delight Credit Card
TravelUOB YOLO Credit Card
PetrolUOB One Card

Whether you enjoy travel, rewards, rebates or lifestyle benefits, UOB has probably got a card that will appeal to you. A joint ATM network with OCBC lets customers access their accounts from any UOB or OCBC ATM, which means you shouldn't have difficulty obtaining cash advances when you need them. UOB has a reputation for good customer service, and UOB staff took home 947 of the 4,000 awards presented at the ABS (Association of Banks in Singapore) Excellent Service Awards in October, 2014. If you are looking for a solid rewards credit card with good terms and island-wide privileges, then a UOB credit card might suit you well.

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UOB Delight Credit Card

UOB Delight Credit Card

APPLY NOWAt UOB's secure website
  • Get 8% SMART$ rebate at Cold Storage, Market Place, Jasons, Giant and Guardian with S$800 min. spend per month or 3% SMART$ rebate with S$400 min. spend per month.
  • 10% off over 4,000 house brands at Cold Storage, Giant and Guardian (*not valid for online transactions and house brand items that are on promotion).
  • Up to 3% SMART$ rebate on contactless transactions and selected recurring bills.
APPLY NOWAt UOB's secure website
25% p.a.$85.60 waived first yearS$30,000 Singaporeans and PRs, S$40,000 Foreigners


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UOB YOLO Credit Card

UOB YOLO Credit Card

  • 8% rebate on weekend Dining & Entertainment (local & overseas).
  • 3% cashback on weekday dining, entertainment, online fashion and online travel.
25% per annum$192.60 (waived first year)S$30,000 (Singaporeans & PRs), S$40,000 (Foreigners)
We least like
  • To earn your additional cash rebate (the full 8% and 3%), a minimum spend of S$600 per statement month is required.
  • Total rebate is capped at S$60 per month.

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UOB Lady's Card

UOB Lady's Card

  • Enjoy 50% off your transport fares when you apply online! Terms and conditions apply.
  • Accelerated 5X UNI$ on shopping and taxi rides with UOB Lady's Card.
  • UOB Lady's LuxePay Plan - 6/12 month instalment plan with no interest on UOB Lady's Card.
25% p.a.$192.60 waived first yearS$30,000 (Singapore citizens and PR), S$40,000 (Foreigners)


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UOB One Card

UOB One Card

  • Additional 10% rebate on mobile payment transactions for Cardmembers who have successfully registered for the promotion, subject to a cap of S$50.00. For a limited time only. Other terms apply.
  • Enjoy up to 5% cash rebate based on a spend of S$2,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$300.
  • Enjoy up to 3.33% cash rebate based on a spend of S$500 or S$1,000 monthly for each qualifying quarter with min. 5 purchases monthly to earn the quarterly cash rebate of S$50 or S$100 respectively.
  • Receive up to 3.33% p.a. Deposit Interest Rate on UOB One Account* when you spend on UOB One Card.
  • Up to 20.8% petrol savings at Shell and 24% at SPC.
25% p.a.$192.60 waived first yearS$30,000 p.a. (Singaporean/PR). S$40,000 p.a. (Foreigners)

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UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card

  • 6 miles for every S$1 spent on major airlines and hotels through Expedia, Agoda and UOB Travel; 2.4 miles for every S$1 spent overseas; 1.4 miles for every S$1 spent locally.
25% p.a.S$256.80 (Waived first year)$80,000 per annum
We least like
  • $25 conversion fee when you transfer miles to your frequent travel programmes.

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UOB PRVI Miles World MasterCard Card

UOB PRVI Miles World MasterCard Card

  • 6 miles for every S$1 spent on major airlines and hotels through Expedia, Agoda and UOB Travel.
  • 2.4 miles for every S$1 spent overseas.
  • 1.4 miles for every S$1 spent locally.
25% p.a.S$256.80 waived first yearS$50,000 per annum
We least like
  • $25 conversion fee when you transfer miles to your frequent flyer account.

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UOB Lady's Solitaire Card

UOB Lady's Solitaire Card

  • Enjoy 50% off your transport fares when you apply online! Terms and conditions apply.
  • 10X UNI$ for every S$5 spent on shopping and taxi rides.
  • UOB Lady’s LuxePay Plan – 6 or 12-month installment plan with no interest or processing fees.
S406.60 yearly (first year card fee waiver)$120,000 (Singapore Citizens and Permanent Residents)
We least like
  • The limited edition Lady's Solitaire Card in rose gold metal is by invitation only.

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Metro-UOB Card

Metro-UOB Card

  • 10% off regular priced items at Metro all year round.
  • 5% Metro$ Rebates on your purchases at Metro, including sale items at Metro.
  • 20% off on your birthday month.
25% p.a.S$192.60 (First year card fee waiver)S$30,000 (Singaporeans and PRs), S$40,000 (Foreigners)

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UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

  • Enjoy bonus 20,000 miles when you spend S$50,000 in a year.
  • 6 miles for every S$1 spent on major airlines and hotels through Expedia, Agoda and UOB Travel; 2.4 miles for every S$1 spent overseas; 1.4 miles for every S$1 spent locally.
25% per annum$256.80 first year card fee waiverS$50,000 per annum
We least like
  • $25 conversion fee to transfer miles to a frequent travel account.

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UOB Visa Infinite Card

UOB Visa Infinite Card

  • Exult in unparalleled rewards of UNI$30,000 (equivalent to 60,000 miles) as part of your UOB Visa Infinite Card membership. Receive UNI$30,000 upon receipt of your joining or renewal fee.
  • Earn 2 miles for every S$1 spent on overseas dining & shopping.
  • Earn 2 miles for every S$1 spent locally at selected luxury fashion, watches and jewellery brands including Sincere Fine Watches and Flower Diamond Boutique.
  • Earn 1.2 miles for every S$1 spent on all other purchases.
$1,926 free first year or receive 30,000 UNI$ when you pay the annual fee$350,000 p.a.
We least like
  • By invite only.

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UOB Preferred Platinum Visa Card

UOB Preferred Platinum Visa Card

  • 10X UNI$ (or 4 Miles) on online shopping and entertainment.
  • 10X UNI$ (or 4 Miles) on contactless transactions.
  • Get what you want with the UOB 0% Instalment Payment Plan (IPP) which offers interest-free instalment payments of up to 36 months at no additional cost.
25% p.a.S$192.60 waived the first yearS$30,000 (Singaporeans/PRs), S$40,000 (Foreigners)

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UOB JCB Platinum Card

UOB JCB Platinum Card

  • 6% rebate at your favourite Japanese merchants - Isetan, Meidi-Ya, Tokyu Hands, UNIQLO, Ichiban Boshi, Ichiban Sushi, Kuriya Dining, Kuriya Japanese Market and Sushi Tei with S$300 minimum spend per calendar month or 3% rebate with no minimum spend.
25% p.a.$64.20 yearly (first year card fee waiver)S$30,000 p.a (Singaporeans, Singapore PRs, Japanese), S40,000 (Other foreigners)

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UOB Reserve Card

UOB Reserve Card

  • Look forward to bespoke concierge services, extraordinary cruises and travel experiences to complimentary treats to pamper you in your birthday month.
$3852By invitation only. Maintain a minimum balance of S$2,000,000 in deposits and/or investment with UOB
We least like
  • Exclusively for UOB Privilege Reserve relationship holders.
  • You must maintain a balance of $2 million in deposits and/or investments at UOB in order to qualify for Privilege Reserve status.

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Singtel-UOB Platinum Card

Singtel-UOB Platinum Card

  • Up to S$360 cash rebate on Singtel bills every year.
  • Singtel vouchers worth up to S$300 every year.
  • Free card for life as long as you continue to charge your Singtel bill on a recurring basis to your card.
25% p.a.S$192.60 waived first yearSingaporeans/PR S$30,000, Foreigners S$40,000

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UOB Professionals Platinum Card

UOB Professionals Platinum Card

  • Reserved for the successful few
  • Be spoilt for choice with UOB Dining Privileges. Enjoy exclusive dining offers at Din Tai Fung, Si Chuan Dou Hua Restaurant, The Fullerton Hotel Singapore, Goodwood Park Hotel, Muthu’s Curry, Timbre and more.
  • Use UNI$ to redeem for dining, shopping and travel vouchers in UOB Rewards programme. Or convert your UNI$ to air miles and be on your way to free flights and upgrades.
25% p.a.Free For LifeS$30,000 p.a. (Singaporeans/PR). S$40,000 p.a. (Foreigners).
We least like
  • Applicant must be an existing member of either: Alumni Association; Institute of Singapore Chartered Accountants (ISCA); Law Society of Singapore; Singapore Medical Association (SMA); The Association of Chartered Certified Accountants (ACCA).

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UOB Visa Signature Card

UOB Visa Signature Card

  • 10X UNI$ on overseas, online, petrol (except Shell) and Visa payWave transactions.
  • 1X UNI$ on all other spend, with no cap.
  • Public Conveyance Personal Accident coverage of S$500,000.
25% p.a.$214 yearly, first year card fee waiverS$50,000 per annum
We least like
  • 10X UNI$ rewards earning rate is subject to a minimum local spend of S$1,000 in total, per statement period.

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UOB Platinum Business Card

UOB Platinum Business Card

  • Interest-free repayment period of up to 51 days.
  • Earn 0.3% cash rebate or UNI$1 for every S$5 charged on monthly purchases.
  • UOB Commercial Privileges Programme gives you access to exclusive discounts and privileges from reputed suppliers.
  • Enjoy up to 10% SMART$ rebate at over 400 merchants outlets.
25% p.a.S$180 (1 year waiver)

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UOB UnionPay Platinum Card

UOB UnionPay Platinum Card

  • 2% cash rebate on all local and overseas spend, no minimum spend required.
  • Enjoy global offers for shopping, dining, travel and entertainment, including duty free offers at over 100 international airports around the world.
25% p.a.$192.60 waived 3 yearsS$30,000 p.a. (Singapore citizen/PR), S$40,000 p.a. (Foreigners)
We least like
  • Total cash rebate is capped at S$50 each calendar month.